If your paycheck suddenly vanished due to an illness or injury that prevented you from working, how long would you be able to buy groceries and pay your monthly bills before feeling the pinch? Probably not long.
That‘s why there‘s disability insurance. Think of it as insurance for your paycheck. It ensures that if you are unable to work, you will continue to receive an income. By replacing a portion of your income, disability income insurance can help provide financial security until you get back on your feet and return to work.
If you've never considered disability income insurance before, you may wonder why you need it now, especially if you're young and healthy. But most people, at all stages, at all income levels, need solid disability income protection. The right plan can help you protect your earning capacity.
Chances are you already protect your important assests, such as your house. Your health insurance can only cover your medical expenses; it can't provide a regular source of income. Why not help protect the most important assest you have— your ability to earn an income?
So if you couldn‘t manage for long without your paycheck, now is the time to do something about it.